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Digital Estate Checklist: 9 Categories to Cover

A practical, Australia-specific checklist for organising your online accounts, subscriptions and digital assets — so nothing gets left behind.

Most people have well over a hundred online accounts by the time they stop and think about it — email, banking, streaming, shopping, super, social media, cloud storage. None of it is written down anywhere your family could find it. This checklist walks through the nine categories worth covering, in order.

1. Email accounts

List every email address you actively use. Email is often the master key to everything else — most "forgot password" flows route through it, so it's usually the first account an executor needs access to.

2. Social profiles

Facebook, Instagram, LinkedIn and similar platforms each have their own process for memorialising or deleting a deceased person's account. Decide in advance which you want, and note it against each platform.

3. Cloud storage and photos

Google Photos, iCloud, Dropbox — wherever your photos and personal files live. These are often the most sentimentally important accounts and the easiest to overlook.

4. Banking and financial accounts

Beyond what's already itemised in a will — everyday accounts, buy-now-pay-later services, and any accounts held with neobanks or fintechs that a family might not know exist.

5. Cryptocurrency

Treat this separately from everything else — see our full guide to crypto and digital estates for why self-custody wallets need a different approach entirely.

6. Subscriptions

Streaming, software, gym memberships, subscription boxes — anything that charges automatically and will keep charging until someone actively cancels it.

7. Devices

Phones, laptops, tablets — note who should inherit each device and, separately, how to unlock it.

8. Other digital assets

Domain names, loyalty program points, digital purchases (ebooks, games, app store credit) — easy to forget, sometimes genuinely valuable.

9. Government and utility accounts

myGov, energy and telco providers, insurance portals — practical accounts that need closing or transferring, not sentimental ones, but administratively important.

The Digital Estate Kit turns this checklist into a guided, editable inventory — with a secure password method, a worked example, and a one-page executor handover included.

Get the kit — $49

A note on passwords

Don't write actual passwords into this kind of document. Use a password manager (we recommend Bitwarden — it's free) and record only which accounts exist and what to do with each one. See our guide to setting up a secure password vault for the full method.

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